We offer low interest Modesto home loans for qualified applicants looking for a mortgage in Modesto.

Modesto Refinance

Refinance

Weather your pulling cash out to remodel your kitchen, put in a new pool or pay off debt, Erick Winchester has a long history of helping borrower's use their home equity to accomplishing their goals. 

The trend in the past five years in the Mortgage industry has been to put borrowers in option arms, pick-a-pay or negative amortization loans.  With this trend, a lot of borrowers were not educated by their Mortgage Broker of Lender in the type of loan they were getting into.  Thus creating financial hardships.  If you are one of these borrowers, please allow us to give you a free consultation to see if we can get you back on the right track.

If you are in the Modesto, Stockton, Turlock or anywhere else in California we can help you!  Whether you want cash out to make home imporvements, pay off debt or just want to lower your interest rate. Erick Winchester has the knowledge and ability to provide you with the best programs and interest rates for your home loan refinance!

Sometime people come to us wondering if it a good idea to Refinance their home.  Allow us to take a look at your current home loan with a free consultation.  We help people accomplish their goals on a daily basis!